ally,
if you lose important stuff from the bank, you call and say "i lost important stuff from you help what do i do? if you lose your credit or debit card you can also call visa or mastercard or whatever you have, and they will freeze the account so that no one charges a bunch of crap wthout your permission. if you lose your keys, call a locksmith and get your locks changed and get new keys. if you lose your social security card, call the nearest social security office and tell them and i think they will probably give you a new one. if you lose your student ID, it is replaceable by going to the people who gave it to you. if you lose your whole wallet, call the police, and then call everyone who had a card or anything in your wallet (the bank, credit card company, SS office, and the student ID people).
if you lose your head, i don't know what to tell you. but good luck with that. ;)
ps - driving for an entire day like i just did does a *lot*. you just need more practice! :)
(and because i've freakin' lost my internet connection, i'll be posting this later i guess! :P)
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